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Eligibility

Home loan

You must be at least 21 years of age when the loan is sanctioned.
The loan must terminate before or when you turn 65 years of age or before retirement, whichever is earlier.
You must be employed or self-employed with a regular source of income.

 

 

Land loan

You must be at least 21 years of age when the loan is sanctioned.
The loan must terminate before or when you turn 65 years of age or before retirement, whichever is earlier.
You must be employed or self-employed with a regular source of income.
You must be purchasing a plot of land for residential use.
The purchase has to be from a development authority or from a registered co-operative society.
The purchase of the land must be for the construction of a house.
The plot of land must be clearly demarcated with clear boundaries.

 

 

 

 

 

Office premise loan

You must be at least 21 years of age when the loan is sanctioned.
The loan must terminate before or when you turn 65 years of age.
You must be self-employed with a regular source of income.
The loan can be for the purchase / construction / extension of a non-residential property.
A loan for renovation or improvement will be given only at the time of acquisition of property.
Professionally qualified and self-employed individuals (doctors, pathologists, chartered accountants, cost accountants, company secretaries, architects, engineers, consultants, lawyers, chemists) can apply.
A minimum of 3 year's work experience is a must.

Home Equity Loans

You must be at least 21 years of age when the loan is sanctioned.
The loan must terminate before or when you turn 65 years of age or before retirement, whichever is earlier.
Your must be employed or self-employed with a regular source of income.
You must be the owner of a self-occupied property.
 
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